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Our Jumbo Mortgages
We have dozens of jumbo mortgage loan programs. The following are just a few of our many options. If you’re curious about the specifics of the mortgage loan plans we provide, you’re always welcome to call us. We’ll guide you through the loan process, answer any questions you have about the complex world of mortgage loaning, and we will give you a free rate quote on your jumbo mortgage. Or, click here to request a custom quote for your specific situation.
MortgageBase Home Loans
Interest Only Jumbo Mortgages
Interest only jumbo mortgages are ideal for homebuyers and refinancers who are seeking a loan that provides unbeatable financial flexibility up front. Interest only loans are just that: loans with a period where you only need to pay the interest on the value of the loan. During the interest only period (the first 5, 7, or 10 years of the mortgage, depending on the terms), the borrower is only required to pay loan interest — you don’t have to pay down the value of the loan. , These loans are subject to an adjustable interest rate
During the latter portion of the loan, the borrower pays off the principle in a manner similar to an adjustable rate mortgage (ARM). Borrowers pay down the loan value during the remaining term of the loan. Learn more about our interest only jumbo mortgage options.
30, 20, and 15 Year Fixed Rate Jumbo Mortgages
Our 30, 20, and 15 year fixed rate jumbo mortgages are have the simplest terms. As the name implies, our fixed rate loans have a fixed interest rate for the value of the loan, and they can be paid down over 30, 20, or 15 years. Learn more about our 30, 20, and 15 year fixed rate jumbo mortgages.
Fixed Term Jumbo ARMs
Our jumbo adjustable rate mortgages (ARMs) feature an initial fixed interest rate period (which may last for 5, 7, or 10 years), and an adjustable interest rate period, which lasts for the remaining term of the loan. The adjustable interest rate is based on the LIBOR index (London Interbank Offered Rate) or the treasury index — this interest rate can fluctuate during the second portion of the loan. Learn more about our fixed term jumbo ARMs.