Loan Table 1

Loan Type Interest Rate Points Lender Credit APR
5/1 ARM 2.875% 0 0 2.981%
7/1 ARM 3.000% 0.619 0 3.087%
10/1 ARM 3.375% 0.386 0 3.195%
30 Year Fixed 3.875% 0.675 0 3.992%